iMali Express
Forex & cross-border remittances
Cross-border transfers and foreign-exchange settlement.
Connected financial infrastructure
The rails behind how Africa moves money.
Payments, wallets, cards, FX, remittance and treasury, connected across one operating group.
Built to connect
Existing capabilities become more useful when they operate as one.
6
connected operating entities
5
core financial rails
4
everyday money experiences
1
integrated infrastructure layer
Finex connects specialist operating businesses into a practical layer for payments, customer money, cross-border movement and treasury.
The operating group
Specialist capabilities, connected into one infrastructure layer.
Each Finex business brings a focused rail. Together they support the full movement of money from onboarding to settlement.
Finex Money
Digital wallet, card issuing & payroll
Wallets, card issuing, payroll and merchant acceptance.
Finex SA Treasury
Treasury, FX risk & international payments
Foreign-exchange risk and international payments.
Finex Technologies
API infrastructure & onboarding
Onboarding, identity, compliance and API integration.
Finex Pay
Supplier payments
Supplier payments.
Finex Global
Commodities & brokerage
Commodities settlement and specialist brokerage.
For everyday money
Earn. Spend. Send. Grow.
A connected wallet, card, payment and cross-border experience for people and families.
Explore the productFor connected businesses
Embedded finance
Connect payroll, payments, customer wallets, treasury and settlement under your own brand.
Explore business solutionsThe product
Four things money should do.
Get paid
Earn
Payroll moves directly into a connected wallet, ready to spend, send or set aside.
Learn moreTap to pay
Card
Tap, scan QR and pay at the till through a wallet and card experience built for everyday use.
Learn moreCross-border
Send
Move money across borders with live FX visibility, licensed rails and clear status from quote to delivery.
Learn moreSave & grow
Grow
Set money aside automatically and plan around real cash-flow cycles, from the next input to the next household goal.
Learn more
Built for real life
A card inevery hand.
Wallets, cards and merchant acceptance connected through one operating layer.
Borderless by design
Quiet control,everywhere.
Move value across borders with live FX, licensed remittance and treasury rails.
Always on
Your money,arranged quietly.
Data and automation connect onboarding, controls and practical financial guidance.
What's coming
Everyday money, built on stronger rails.
Move across borders
FX and remittance from quote to delivery.
Wallets and cards
Issue, accept and settle through connected rails.
Plan around cash flow
Build reserves around real income cycles.
Intelligence inside
Controls and guidance across the experience.
The intelligence layer
Better decisions across the movement of money.
Intelligence supports onboarding, transaction monitoring, cash-flow context and customer guidance across the connected rails.
Context-aware
Controls and timing can respond to customer behavior and cash-flow cycles.
Safe by design
Verification, monitoring and privacy are designed into every interaction.
Your cycle
Your spend
Your goals
Your safety
Go further
There's more to explore.
Operating foundation
The underlying capabilities are already in place.
Digital walletsCard issuingPayrollMerchant acceptanceForeign exchangeCross-border remittanceTreasuryKYC and onboardingDigital walletsCard issuingPayrollMerchant acceptanceForeign exchangeCross-border remittanceTreasuryKYC and onboarding
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